Whew! I am finally done paying for my long term insurance for this year. Three more years and I am done paying for everything. Wow! I really want to prepare everything so that when I retire I will not worry about those things. Likewise if something bad happen to me I will still be able to live on my own and although there is social security disability offered in the government I still wanted to have my own insurance that will shelter me when things go wrong.
Preparation is the key but many people around us don't really bother to save for the future and so a lot of them suffer when they grow old. I don't want that to thing to happen with me and so I am preparing as early as now.